Key State Laws Against Insurance Fraud
The chart below defines laws that can effectively deter fraud. It should be noted that each state must pass the laws individually and, although some laws are based on model legislation, some provisions in these laws may be stronger or better defined than others
| State | Insurance Fraud Classified as a crime | Immunity Statues | Fraud Bureau | Mandatory Insurer Fraud Plan |
|---|---|---|---|---|
| Alabama | x (1) | x | ||
| Alaska | x | x | x | |
| Arizona | x | x | x | |
| Arkansas | x | x | x | x |
| California | x | x | x | x |
| Colorado | x | x | x | x |
| Connecticut | x | x | x (2) | |
| Delaware | x | x | x | |
| D.C. | x | x | x | x |
| Florida | x | x | x | x (3) |
| Georgia | x | x | x | |
| Hawaii | x | x | x | |
| Idaho | x | x | x | |
| Illinois | x | x | ||
| Indiana | x | x | ||
| Iowa | x | x | x | |
| Kansas | x | x | x | |
| Kentucky | x | x | x | x |
| Louisiana | x | x | x | |
| Maine | x | x | x | |
| Maryland | x | x | x | |
| Massachusetts | x | x | x | |
| Michigan | x | x | ||
| Minnesota | x | x | x (1) | x |
| Mississippi | x | x | ||
| Missouri | x | x | x | |
| Montana | x | x | x (1) | |
| Nebraska | x | x | x | |
| Nevada | x | x | x | |
| New Hampshire | x | x | x | x |
| New Jersey | x | x | x | x |
| New Mexico | x | x | x | x |
| New York | x | x | x | x |
| North Carolina | x | x | x | |
| North Dakota | x | x | x | |
| Ohio | x | x | x | x |
| Oklahoma | x | x | x | |
| Oregon | x | |||
| Pennsylvania | x | x | x | x |
| Rhode Island | x | x (3) | x | |
| South Carolina | x | x | x | |
| South Dakota | x | x | x | |
| Tennessee | x | x (1) | x (1) | x (1) |
| Texas | x | x | x | x |
| Utah | x | x | x | |
| Vermont | x | |||
| Virginia | x | x | ||
| Washington | x | x | x | x |
| West Virginia | x | x | x | |
| Wisconsin | x | x | ||
| Wyoming | x (1) | x |
